Gateway and Virtual Terminals

Virtual terminal software performs two important functions.  First, it permits you to accept and process credit card payments in a real time manner, right at your website. When your customer initiates a transaction, your web site sends credit card, debit card or check information to an internet payment gateway/virtual terminal. The gateway passes the information on to the credit card processing network and then forwards the approval back to the virtual terminal in real-time. When configured properly, the entire process takes just seconds to complete.

Second, a virtual terminal can be used to perform all of the same functions of a physical credit card terminal. Through Internet access and a secure website, you'll be able to manually process transactions from orders received offline, issue credits, void transactions, and view your online list of transactions, from any computer in the world.

Total Merchant Services offers the Authorize Net virtual terminal and gateway system FREE to all new internet, mail or phone order businesses.  Authorize Net lets your Internet-based business authorize, process, and manage credit card transactions seamlessly from your website and supports over 100 different third party shopping carts.  Recognized for years as the industry leader, Authorize Net is a great choice for powering your eCommerce web site.  Click on the link below to learn more about real time processing capabilities of Authorize Net as well as advanced features such as recurring billing, fraud protection and electronic check.