Merchant Account

Everything you need to know about merchant accounts can be found at this site!

Understanding merchant accounts can be difficult especially if you are new to credit card processing. Our company has taken the entire subject of merchant accounts and broken it down into easy to understand sections that pertain to your business type. If you need to process credit cards over the internet we offer merchant accounts with ecommerce solutions such as shopping carts, hosting and internet gateway systems that will allow you to operate an online store easily and effectively 24-7. If you need to accept credit cards with a retail business we have excellent pricing and 24 hour free replacement service on all major brands of credit card terminals. If you have a mail order business processing credit cards is easy with our Windows based PC Charge credit card processing software with advanced features like customizable data base and recurring billing so the you can easily charge your customers credit cards when ever their payment is do with one simple step.

What do I need to accept credit cards? You need two things to accept credit cards with your business, a merchant account with a bank or processing organization which we will set up for you, and a way to transfer the transaction information to the processor.  This can be done by using a terminal like retail stores use (not recommended for internet merchants) processing software such as PC Charge that can install on your desktop and transmit the transactions to the processing center, or an online "real time" credit card processing gateway/virtual terminal system like the Authorize Net, or Verisign Pay Flow Link.  The processing solution that is best for your business is a function of what you sell, how much you sell of it, your time and staffing resources and your budget. One of our primary objectives at Total Merchant Services is to work with clients to make sure they select the right choice for their situation.

Accepting credit cards is vital to operating any business in today's society but it is especially important to have a high quality merchant account provider like total merchant services to partner with. Total merchant service is dedicated to provide you with the best credit card processing solutions for your business and merchant account customer support second to none.  There are a lot of companies offering credit card processing and other services.  Use discretion with whom you deal with.  Some free advise - don't get roped into an expensive long-term lease.    Don’t succumb to high-pressure sales tactics.  A pressure salesman wants to get your signature before you realize how much you are over paying. 

Now return to the home page and take a complete tour for your business type.  At the end of the tour you will find an on-line application form so you can get started right away.  If you have questions just give us a call on our toll free number 1-888-871-4558.  We are here to help you succeeded - we will listen to you, answer your questions and make constructive suggestions and recommendations.   You will never feel pressured or obligated

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